Archive for September 2019

Debt is a huge financial burden that can affect many aspects of life. Too much debt can lower credit scores, making large purchases hard to acquire. Other factors include late payments, high interest rates, and late fees, making the debt seem never-ending.  The average American has about $38,000 in personal debt, with credit cards and…

According to Bankrate, three in ten adults in the United States do not have an emergency fund. This means — in most cases — that if presented with an unexpected expense, three in ten adults in the United States would be unprepared. In order to better prepare yourself for situations like this, an emergency fund…

Creating a budget is crucial to maintaining a healthy financial situation. According to Debt.com, around one-third of Americans utilize a budget. The same article goes on to say that around half of Americans also live paycheck to paycheck. If those same individuals don’t have an emergency fund or solid savings, one unexpected expense could send…

When starting a new business, it is easy to think that there is only one route to take for funding, and one of the most traditional things to do is get a bank loan. However, this can be a scary leap to take, especially in an era of burdensome school and home loan debt. Other…

Increasingly, the traditional 9-to-5 is becoming a thing of the past in the face of the growing gig economy. It may seem like this would result in less job stability; however, that does not necessarily need to be the case. The gig economy offers more flexibility than traditional jobs. As such, people can find work…