Archive for September 2019

7 Tips to Pay Off Debt Fast

A big pile of one hundred dollar bills

Debt is a huge financial burden that can affect many aspects of life. Too much debt can lower credit scores, making large purchases hard to acquire. Other factors include late payments, high interest rates, and late fees, making the debt seem never-ending.  The average American has about $38,000 in personal debt, with credit cards and…

Read More

Everything You Need to Know About Creating an Emergency Fund

A pink piggy bank.

According to Bankrate, three in ten adults in the United States do not have an emergency fund. This means — in most cases — that if presented with an unexpected expense, three in ten adults in the United States would be unprepared. In order to better prepare yourself for situations like this, an emergency fund…

Read More

A Brief Guide to Creating a Budget

A calculator and pen are placed on top of a paper filled with budgeting numbers.

Creating a budget is crucial to maintaining a healthy financial situation. According to Debt.com, around one-third of Americans utilize a budget. The same article goes on to say that around half of Americans also live paycheck to paycheck. If those same individuals don’t have an emergency fund or solid savings, one unexpected expense could send…

Read More