7 Tips to Pay Off Debt Fast

A big pile of one hundred dollar bills

Debt is a huge financial burden that can affect many aspects of life. Too much debt can lower credit scores, making large purchases hard to acquire. Other factors include late payments, high interest rates, and late fees, making the debt seem never-ending.  The average American has about $38,000 in personal debt, with credit cards and…

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Everything You Need to Know About Creating an Emergency Fund

A pink piggy bank.

According to Bankrate, three in ten adults in the United States do not have an emergency fund. This means — in most cases — that if presented with an unexpected expense, three in ten adults in the United States would be unprepared. In order to better prepare yourself for situations like this, an emergency fund…

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A Brief Guide to Creating a Budget

A calculator and pen are placed on top of a paper filled with budgeting numbers.

Creating a budget is crucial to maintaining a healthy financial situation. According to Debt.com, around one-third of Americans utilize a budget. The same article goes on to say that around half of Americans also live paycheck to paycheck. If those same individuals don’t have an emergency fund or solid savings, one unexpected expense could send…

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5 Side Hustles That You Can Turn Into a Legitimate Business

Increasingly, the traditional 9-to-5 is becoming a thing of the past in the face of the growing gig economy. It may seem like this would result in less job stability; however, that does not necessarily need to be the case. The gig economy offers more flexibility than traditional jobs. As such, people can find work…

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5 Questions to Ask Before Selling Your Annuity

Fairfield gets several calls from individuals looking to selling an annuity.  For most, it is their first time looking into this so they aren’t sure where to start or even what questions to ask.  In response to that, we have come up with some of the most common questions we are asked.  Additionally, we have…

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Back to School

Wow, time has flown by this summer! It seemed like just yesterday I was so excited for the warm summer days, the beach and most importantly lighter traffic! I was harshly reminded that school is back in session during my commute to work this morning. The traffic here in Atlanta is terrible, again (maybe I…

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4 Common Questions about Selling Your Settlement Annuity

After polling our annuity consultants, we’ve come up with a sequential list of questions that are asked during the duration of our interactions with you. 1) Why do I have to wait to sign my contact? It is important to note that each state has determined a minimum required number of days that must pass before…

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Get to know Kristin Fullem!

 Your Annuity Expert! Kristin Fullem has utilized her client service expertise and structured settlement knowledge on behalf of Fairfield Funding for over 2 years, working diligently as an annuity expert. Having helped over 500 customers reach their financial desires already, Kristin continually proves that hard work and maintaining high quality levels are keys to success…

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The Structured Settlement Protection Act

In 2002 an act was created to protect people who were awarded a structured settlement. Basically, the act states that anyone wanting to sell a structured settlement has to go before the state court to be approved. Essentially the transaction has to be approved and signed off by a judge. Some states require you attend…

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