Get Your Structured Settlement Quote from Fairfield Funding

Written By: author image Bara Goldberg
author image Bara Goldberg
Bara Goldberg - Amanda Dobanton Esq. is a General Counsel for Fairfield Funding. She has been crucial to the growth of Fairfield Funding for the past 9 years. Prior to Fairfield, she interned at a law firm in Gwinnett County. Ms. Dobanton received a B.S. in History and Political Science from Brenau University and went on to obtain her Juris Doctorate Degree from Atlanta’s John Marshall Law School. Amanda is currently serving on the Board for the National Association of Settlement Purchasers. Amanda is a seasoned expert in the structured settlement and annuity field.

Are you tired of waiting for your structured settlement payments? Do you need access to your money now? Fairfield Funding can help you get a lump sum cash payment for your future structured settlement payments. Get your free quote today and take control of your financial future.

What Are Structured Settlements?

A structured settlement is a type of financial arrangement that provides regular payments over a specified period, often due to a personal injury case, wrongful death lawsuit, or medical malpractice settlement. 

Instead of receiving a lump sum payment, the recipient receives periodic payments, usually funded through an annuity issued by an insurance company.

Structured settlements are designed to provide long-term financial stability, but life’s circumstances can change, and you may find yourself in need of a lump sum of cash.

Why Sell Your Structured Settlement Payments?

There are many reasons why you might want to sell structured settlement annuity payments, including:

  1. Paying off high-interest debt
  2. Buying a home or making home improvements
  3. Funding your education or your children’s education
  4. Starting or investing in a business
  5. Covering unexpected medical expenses or emergencies

Take the case of John, a Fairfield Funding customer who sold his structured settlement payments to pay off his credit card debt and start his own business.

 “Fairfield Funding gave me the cash I needed to take control of my finances and pursue my dreams,” John said. “I couldn’t be happier with my decision.”

How to Get Your Structured Settlement Quote?

Getting your structured settlement quote from Fairfield Funding is quick and easy. Simply follow these steps:

  1. Provide basic information about you (no such personal information), your structured settlement, including the insurance company (Structured Settlement obligor or annuity issuer), periodic payment amount, and payment frequency.
  2. Submit your structured settlement agreement for review.
  3. Receive a personalized quote based on your specific structured settlement terms.

Our team will guide you through the process and answer any questions you may have along the way. We pride ourselves on providing the highest level of customer service in the industry.

The Structured Settlement Payment Selling Process

Once you accept your quote and decide to move forward with selling your structured settlement annuity payment, Fairfield Funding will work with you to complete the sale. The process typically involves:

  1. Signing a transfer agreement that outlines the terms of the sale.
  2. Obtaining court approval for the transfer of your structured settlement payment rights, as required by law.
  3. Receiving your lump sum cash payment from Fairfield Funding once the court approves the transfer.

Our experienced team will handle the paperwork and legal requirements, ensuring a smooth and efficient process. We understand that time is important, which is why we complete the sale as quickly as possible, often in as little as 30 days.

Factors That Affect Your Structured Settlement Quotes

Several factors can impact the amount of your structured settlement quote from a structured settlement buyer, including:

  1. The present value of your future monthly payments, which takes into account the time value of money.
  2. The discount rate applied by the structured settlement company, which reflects the cost of providing you with a lump sum payment. The discount rate is influenced by various economic factors, such as interest rates and market conditions.
  3. The timing and amount of your future payments. Payments that are further in the future or smaller in amount may result in a lower lump sum offer.
  4. Any applicable transfer expenses or fees associated with the sale.

At Fairfield Funding, we use a personal structured settlement calculator to estimate the lump sum amount you may receive based on your specific payment stream and terms. Our quotes are transparent and competitive, ensuring that you receive the maximum value for your future payments.

Why Choose Fairfield Funding As Your Structured Settlement Buyer?

Fairfield Funding is the best structured settlement company with 30+ years of experience helping people get the immediate cash they need. We pride ourselves on providing the best quotes and exceptional customer service.

When you choose Fairfield Funding, you can expect:

  1. Expertise and knowledge of the structured settlement industry
  2. Competitive quotes and transparent pricing
  3. Personalized attention and guidance throughout the selling process
  4. A strong commitment to helping you achieve your financial goals
  5. A faster, more efficient process compared to other structured settlement companies

But don’t just take our word for it. Here’s what some of our satisfied customers have to say:

Fairfield Funding made the process of selling my structured settlement payments so easy. They were transparent, communicative, and always available to answer my questions. I highly recommend them.” – Sarah, Fairfield Funding customer

I was hesitant about selling my structured settlement at first, but Fairfield Funding put my mind at ease. They walked me through every step of the process and made sure I got the best deal possible. I’m so glad I chose to work with them.” – Michael, Fairfield Funding customer

FAQs

Can I sell a portion of my structured settlement payments? 

Yes, depending on your financial needs, you can choose to sell all or just a portion of your future payments. Fairfield Funding offers flexible options to meet your unique situation.

How long does the selling process take? 

The timeline varies depending on your specific case, but typically, the process takes 4-6 weeks from start to finish. Fairfield Funding works diligently to expedite the process whenever possible.

Are there any tax implications when selling structured settlement payments? 

In most cases, selling your structured settlement payments has no tax implications, as structured settlements are usually tax-free. However, it’s always best to consult a tax professional for personalized advice.

Are there any risks involved in selling my structured settlement? 

As with any financial decision, there are risks to consider when selling your structured settlement payments. You’ll be giving up a portion of your future income in exchange for a lump sum payment, which may impact your long-term financial security. 

Hence, carefully evaluate your needs and get guidance from a financial professional before making a decision. Fairfield Funding is committed to providing you with the information and support you need to make an informed choice.

Get Your Free Structured Settlement Quote Today!

Now that you understand the structured settlement selling process and the benefits of working with Fairfield Funding, it’s time to take the next step towards financial freedom. Get your free structured settlement quote today and know how much cash you could receive for your future payments.

Our team is ready to assist you and answer any questions you may have. Contact Fairfield Funding now to get started!

author avatar
Bara Goldberg Finance Writer
Bara Goldberg - Amanda Dobanton Esq. is a General Counsel for Fairfield Funding. She has been crucial to the growth of Fairfield Funding for the past 9 years. Prior to Fairfield, she interned at a law firm in Gwinnett County. Ms. Dobanton received a B.S. in History and Political Science from Brenau University and went on to obtain her Juris Doctorate Degree from Atlanta’s John Marshall Law School. Amanda is currently serving on the Board for the National Association of Settlement Purchasers. Amanda is a seasoned expert in the structured settlement and annuity field.

Bara Goldberg

Amanda Dobanton Esq. is a General Counsel for Fairfield Funding. She has been crucial to the growth of Fairfield Funding for the past 9 years. Prior to Fairfield, she interned at a law firm in Gwinnett County. Ms. Dobanton received a B.S. in History and Political Science from Brenau University and went on to obtain her Juris Doctorate Degree from Atlanta’s John Marshall Law School. Amanda is currently serving on the Board for the National Association of Settlement Purchasers. Amanda is a seasoned expert in the structured settlement and annuity field.

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