Get cash fast - Call 855-815-1711

Sell Annuity Payments

Maximize your financial security with our help. Your annuity was created to support you for the long-term, but if you need access to your funds sooner, let us assist you. Our goal is to offer flexible solutions that empower your annuity to best serve your current and future needs.

Get cash in as few as 5 Days!

Lead Form - Landing Pages

By providing your information and submitting this form, you are giving express permission for a representative from Fairfield Funding to contact you by phone and email.

Why should I choose Fairfield Funding?

Leading the way in structured settlement purchases, Fairfield Funding is the go-to choice for many. Because we are an important part of all structured settlement Sales in the U.S., it’s clear that we have a proven track record of success. Our customers trust us to provide them with the best solutions and love the results we deliver.

What is an Annuity?

An annuity is a financial instrument that provides either a future stream of monthly payments or several future lump sum payments. An annuity is typically purchased with a lump sum in exchange for future payments.

It is essential to know what we can and cannot purchase. We can purchase investment annuities, also known as fixed annuities, that an individual sets up outside of work. We cannot purchase retirement annuities that a previous employer issued.

How does selling my structured settlement work?

Call for a free quote.

When you call us with an idea of how much cash you need, our representative determines your eligibility to sell and provides you with a quote.

Accept your quote​

Once you accept a quote, you’ll be asked to sign and return a contract to us confirming the terms of your agreement. ​

Attend your court date.

Court approval is required to transfer your payment rights. This process can take approximately six to ten weeks.

Receive your lump sum!​

We can pay you via wire transfer, direct deposit, or check—whatever you prefer. Yep, it’s that easy.


What our customers says

Overall Satisfaction Rating

Based on 225 ratings

Bill, NJ

Bill, NJ

"I’ve completed two transactions with Fairfield Funding. Their customer service was second to none and I received my money quickly.”
Beatrice, VA

Beatrice, VA

“Not only did Fairfield Funding get me my money fast, but Kristin worked with my mortgage company to save my house.”

Why Sell an Annuity?

The most common reasons for selling are

  1. to qualify for Medicaid or Medicare,
  2. inheritance of an annuity 
  3. purchase a home and
  4. pay for medical expenses.

Once an annuity has been set up, the insurance company will not allow it to be changed or expedited, or if they do, there are huge penalties.

Further, banks will not allow these annuity payments to be used as collateral for a loan.

Frequently Asked Questions

Answers to commonly asked questions about selling annuity payments:

How can you sell an Annuity?
If you have an annuity that can be purchased, it is a simple process and very different from a structured settlement transfer. An annuity transfer occurs by irrevocably changing the owner and payee on the annuity to the purchaser. This is done through paperwork from your insurance company. The process usually takes about 4 weeks to complete. No court approval is required.

Still have questions?

If you can’t find answers to your questions in our FAQ section, you can always call us at 855-815-1711.