Tax Benefits of Structured Settlements
Structured settlements can provide significant tax benefits for plaintiffs in personal injury lawsuits. With a structured settlement annuity, the plaintiff receives periodic […]
All State and Federal Regulations of Structured Settlements
Structured settlements provide reliable income to injured parties over time. But when financial hardship arises, recipients may consider selling their future payments […]
Payment Structure of Structured Settlements: Payout Options
Structured settlements provide a customized schedule of periodic payments to injury victims as an alternative to taking a lump sum payout. This […]
Are Structured Settlements Taxable?
Structured settlements have become a common way to provide long-term financial support for people injured in accidents, cases of medical malpractice, and […]
Legal Requirements for Structured Settlements
Curious as to what is a structured settlement? A structured settlement is a specialized financial tool often used to resolve personal injury […]
Structured Settlements vs Annuities: Differences and Similarities
What is a Structured Settlement? A structured settlement is a negotiated financial agreement, typically resulting from a personal accident injury or wrongful […]
What Is An Annuity Life Insurance – Understanding Annuities and Life Insurance
What is Annuity Life Insurance? If you’re researching financial products to help achieve your long-term goals, you may have encountered the term […]
What is an Income Annuity?
An income annuity is a financial product that can provide retirees with a reliable stream of income that lasts for life. With […]
What is an Annuity Fund, and How Does it Work?
An annuity fund is the pool of assets that backs an annuity contract. Insurance companies invest annuity premiums into these funds, which […]
Advantages and Disadvantages of Structured Settlements
Structured settlements have become increasingly common in resolving personal injury lawsuits. But what exactly are structured settlements, and are they the right […]
What Is an Annuity Payment?
Put simply, An annuity payment refers to the regular income stream received from an annuity contract. Annuities are insurance products that provide […]
How Are Annuities Taxed?
Annuities are powerful retirement savings vehicles that offer tax-deferred growth potential. However, the taxation of annuities is complex. Fully grasping the tax […]
What is An Annuity Account?
An annuity account is an account set up by an insurance company to hold and invest funds from individuals purchasing annuities. The […]
Can You Inherit An Annuity? A Guide For Annuity Beneficiaries
When Sam inherited his father’s annuity last year, he was unsure what to do. Should he take payments over time or lump […]
What is An Annuity, And How Does It Work?
An annuity is a financial product that provides a fixed or variable income stream during retirement. Annuities have become increasingly popular as […]
What is an Annuity Investment?
Are annuities a good investment? An annuity is a type of investment you can purchase from an insurance company. But what exactly […]
Fixed Annuities Vs. Variable Annuities
Which Is Better for Retirement? Annuities have become an increasingly popular option for retirement planning and generating a steady stream of income […]
What Is The Basic Function Of An Annuity?
Annuities are unique financial products that can play an important role in a retirement plan. But what exactly is their core purpose […]
Are Structured Settlements Permanent?
Structured settlements are a common way for plaintiffs to receive compensation in a personal injury lawsuit. Rather than accepting a lump sum […]
Can Structured Settlements Include Lump Sum Payments?
Structured settlements have become a popular option for plaintiffs in personal injury cases over the past few decades. With a structured settlement, […]
What Happens To Structured Settlements In The Event Of The Recipient’s Death
Structured settlements can provide financial security and stability to someone who has been injured. But what happens when the recipient passes away? […]
Impact of Heirs and Estate Planning
Ensuring Your Legacy and Protecting Your Loved Ones When a property owner passes away without an estate plan in place, it can […]
How Are Annuity Payments Calculated?
An annuity is a financial product that provides regular payments to an individual, typically starting immediately or sometime in the future. Annuities […]
7 Tips to Pay Off Debt Fast
Debt is a huge financial burden that can affect many aspects of life. Too much debt can lower credit scores, making large […]
Everything You Need to Know About Creating an Emergency Fund
According to Bankrate, three in ten adults in the United States do not have an emergency fund. This means — in most […]
A Brief Guide to Creating a Budget
Creating a budget is crucial to maintaining a healthy financial situation. According to Debt.com, around one-third of Americans utilize a budget. The […]
Raise Money for a Business: 5 Creative Funding Solutions
When starting a new business, it is easy to think that there is only one route to take for funding, and one […]
5 Side Hustles That You Can Turn Into a Legitimate Business
Increasingly, the traditional 9-to-5 is becoming a thing of the past in the face of the growing gig economy. It may seem […]
5 Questions to Ask Before Selling Your Annuity
Fairfield gets several calls from individuals looking to sell an annuity. For most, it is their first time looking into this so […]
5 Things to Know Before Selling Your Structured Settlement
We often have individuals calling or emailing simply to inquire as to what the process of selling a structured settlement entails. When […]
Budgeting: A Money Diet
Budgeting and Dieting are so much alike. Neither are fun and both require a lot of discipline. However, if you stick with them, the […]
Back to School
Wow, the time has flown by this summer! It seemed like just yesterday I was so excited about the warm summer days, […]
4 Common Questions about Selling Your Settlement Annuity
After polling our annuity consultants, we’ve come up with a sequential list of questions that are asked during the duration of our […]
Get to know Kristin Fullem!
Your Annuity Expert! Kristin Fullem has utilized her client service expertise and structured settlement knowledge on behalf of Fairfield Funding for over […]
The Structured Settlement Protection Act
In 2002 an act was created to protect people who were awarded a structured settlement. Basically, the act states that anyone wanting […]
4 Reasons to Sell Your Structured Payments
Before cashing out on a structured settlement annuity, all clients must have their specific cases reviewed and approved by a Judge in […]
Cash Out Your Estate Annuity
Managing an estate can be time-consuming and expensive; a growing number of executors, administrators, and beneficiaries are choosing to close out and […]