If you’re receiving life contingent structured settlement payments, you may wonder if there’s a way to access more of your money sooner. At Fairfield Funding, we help people like you sell some or all of your future payments for a lump sum of cash.
Whether you’re facing unexpected expenses, looking to make a major purchase, or simply want more financial flexibility, we’re here to help you make a wise decision.
Understanding Life Contingent Payments
Life contingent structured settlement payments are a unique asset that can provide long-term financial security. However, they also come with some limitations and risks.
Unlike guaranteed payments, life contingent payments are only made for as long as the “measuring life” (usually the payment recipient) is alive. This means that if the measuring life passes away, the payments stop.
What Is The Present Value Of My Life Contingent Payments?
The value of your life contingent payments depends on several factors, including:
While keeping your life contingent payments can provide security, it’s important to consider the risks and limitations. If your financial needs change or you encounter unexpected challenges, having access to immediate cash can become a necessity.
Why People Sell Life Contingent Payments?
There are many compelling reasons why people choose to sell their life contingent structured settlement payments. Some of the most common include:
Accessing A Lump Sum Of Cash For Immediate Needs
Whether you’re facing a medical emergency, unexpected home repairs, or any other financial challenge, selling your regular payments can provide the funds you need to get back on track.
Paying Off Debt Or Making Large Purchases
Using a lump sum to pay off high-interest debt or make a down payment on a home can help you save money and achieve your financial goals faster.
Investing In Opportunities Or Education:
Selling your payments can provide the capital you need to start a business, go back to school, or take advantage of other opportunities to improve your long-term financial prospects.
Improving Quality Of Life
With more cash in hand, you can afford to travel, make home improvements, or simply enjoy a higher standard of living.
According to a recent survey, the top reasons people sell their structured settlement payments are to pay off debt (34%), make a major purchase (29%), and invest in a home or business (23%). No matter what your specific goals are, selling your life contingent payments can provide the financial freedom and flexibility you need to achieve them.
The Process of Selling Life Contingent Payments
At Fairfield Funding, we make selling your life contingent payments as simple and stress-free as possible. Here’s what you can expect:
Step #1: Getting a free quote and expert advice
To get started, contact our expert team for a free quote. We’ll review your income stream and help you understand your options, so you can make a favorable decision.
Step #2: Submitting required documentation
Once you decide to move forward, we’ll work with you to gather all the necessary documentation, including your settlement agreement and payment history.
Step #3: Court approval process for the transaction
Because structured settlements are regulated by state and federal law, a judge must approve the transaction to ensure it’s in your best interest. Our team will guide you through this process and handle all the legal details.
Step #4: Receiving the lump sum payment
Once the court approves the transaction, you’ll receive your lump sum payment via wire transfer or check, typically within a few business days.
The entire process usually takes between 4 to 8 weeks from start to finish, depending on your specific circumstances and the court’s schedule. Throughout the process, our team will keep you informed and answer any questions you may have.
Why Choose Fairfield Funding as Your Life Contingent Payment Buyer?
When you’re considering selling your life contingent structured settlement payments, choosing a reputable and experienced buyer of life contingent annuity payments is important. At Fairfield Funding, we pride ourselves on providing the best possible service and fair value to our clients. Here are a few reasons why people choose us:
Expertise In Life Contingent Payment Transactions
Our financial team has 15+ years of experience learning the complex laws and regulations surrounding structured settlements. We know how to maximize the value of your structured settlement payment while ensuring a smooth and compliant process.
Commitment To Offering The Highest Payouts
We understand that, as a contingent beneficiary, you want to get the most money possible for your payments. That’s why we work hard to offer competitive payouts and minimize fees so you can keep more of your money.
Personalized Service And Guidance Through The Process
We believe in treating our clients like family. When you work with us, you’ll have a dedicated representative who will get to know your unique needs and goals and provide personalized guidance every step of the way.
Strong Reputation And Track Record
We’re proud to have earned an A+ rating from the Better Business Bureau and countless positive reviews from satisfied customers. We’ve helped thousands of people like you sell their annuity payments and achieve their financial goals.
But don’t just take our word for it. Here’s what some of our clients have said about their experience:
“Fairfield Funding made the process of selling my life contingent payments easy and stress-free. They answered all my questions and helped me get the money I needed to pay off my debt and start fresh. I would recommend them to anyone!”
– Sarah T.
“I was hesitant about selling my payments at first, but the team at Fairfield Funding put me at ease. They were transparent and honest throughout the process, and I ended up getting a great deal. I’m so glad I chose to work with them!”
– Mark R.
FAQs
We know that selling your life contingent structured settlement payments is a big decision, and you probably have some questions. Here are answers to some of the most common ones we hear as structured settlement purchasers:
Get Started with a Free Quote – Sell Structured Settlement Life Contingent Payments
If you’re considering selling your life contingent structured settlement payments, we’re here to help!
Contact Fairfield Funding today for a free quote and expert advice. Our team will review your current situation and help you understand your options so you can make a beneficial decision about your financial future.
By selling your life contingent annuity payment for an immediate cash advance, you can get the financial freedom and flexibility you need to achieve your goals and live life on your own terms. Whether you want to pay off debt, make a major purchase, invest in your future, or simply have more control over your money, we’re here to help make it happen!
Don’t wait any longer to take control of your financial destiny. Contact Fairfield Funding today and let us help you turn your future payment payouts into a lump sum of cash that you can use to build the life you want. We look forward to working with you!
